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    the investment, specified in article 77 of the Regulated Activities Order (Instruments creating or acknowledging indebtedness), which is in summary: any of the following which are not government and public securities:

      1. (a) debentures;
      1. (b) debenture stock;
      1. (c) loan stock;
      1. (d) bonds;
      1. (e) certificates of deposit;
      1. (f) any other instrument creating or acknowledging indebtedness.3