Legal Information

Copyright Notice and Disclaimer

  1. 1. Copyright
    • 1.1. References to "you" or "your" are references to any person accessing the FCA Handbook site ( (the ‘Site’). References to "we", "us" or "our" are references to the Financial Conduct Authority (‘FCA’).
    • 1.2. The FCA owns the copyright and any other rights in all material on this Site, other than any Parliamentary material, third party stock images (such as photographs) and other material as indicated subject to Clause 1.3 below. If you would like to reproduce content from the Handbook, you will need to apply for a licence agreement.
    • 1.3. All Intellectual property rights in the:
      • 1.3.1. Former FSA Handbook will continue to belong to the FCA
      • 1.3.2. Handbook developed by the FCA, will belong to the FCA
    • 1.4. You may print and download extracts from this site on the following conditions:
      • 1.4.1. the documents and related graphics on this Site are for personal use or for use within an individual firm or organisation; any copies of these pages that you save to any storage medium may (subject to the exception referred to at 1.4.4 below) only be used for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored;
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      • 1.4.7. the source of our material should be acknowledged in all copies, either by appropriate words or by adding the FCA copyright symbol (i.e. © Financial Conduct Authority).
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    • 1.6. Any rights not expressly granted in these terms are reserved.
    • 1.7. This website contains public sector information licensed under the Open Government Licence v 3.0.
  2. 2. Service Access
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    • 2.2. Access to the Site may be suspended temporarily or permanently and without notice.
  3. 3. Disclaimer
    • 3.1. We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission.
    • 3.2. The definitive version of the FCA Handbook text at any particular time is the version contained in the instruments (including amending instruments) published on this Site.
    • 3.3. To the fullest extent permitted by law, we are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
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    • 3.5. The materials on this Site do not constitute financial or other professional advice. You should consult a professional adviser if you require financial advice.
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  4. 4. General
    • 4.1. These terms govern your use of this Site and by accessing any part of this Site, you will be deemed to have accepted these terms in full and agreed to be bound by them.
    • 4.2. These terms are governed by and interpreted in accordance with English and Welsh Law.