entering into an MCD mortgage contract;
varying the terms of an MCD mortgage contract entered into by the consumer in any of the following ways:
adding or removing a party;
making a further advance; or
switching all or part of the MCD regulated mortgage contract from one interest rate to another;
In MCOB 6A, a reference to varying an MCD regulated mortgage contract is to be read as including a reference to an offer to vary an existing MCD regulated mortgage in a manner specified in this section.
Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.