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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

You are viewing the version of the document as on 2012-12-13.

Status: In this content, we have included all amendments made by EU exit-related instruments up to end September 2020. There will be more amendments to be made later this year, further to the September QCP.

MCOB 11.1 Application


MCOB 11.1.1R

This chapter applies to a firm in a category listed in column (1) of the table in MCOB 11.1.2 R in accordance with column (2) of that table.

MCOB 11.1.2R

Table This table belongs to MCOB 11.1.1 R

(1) Category of firm

(2) Applicable section

mortgage lender

whole chapter

1home purchase provider

MCOB 11.1, MCOB 11.2, MCOB 11.3.1 R (1) and MCOB 11.3.2 R


MCOB 11.1.3R

This chapter applies if a firm:

  1. (1)

    enters into a regulated mortgage contract or home purchase plan1 with a customer; or

  2. (2)

    makes a further advance or varies an existing regulated mortgage contract or home purchase plan1 to make a further advance to a customer.