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    2019-06-28

MCOB 11.4 1Application

Who?

MCOB 11.4.1R

This chapter applies to a firm in a category listed in column (1) of the table in MCOB 11.4.2 R in accordance with column (2) of that table.

MCOB 11.4.2RRP

This table belongs to MCOB 11.4.1 R

(1) Category of firm

(2) Applicable section

mortgage lender

Whole chapter

home purchase provider

Whole chapter except MCOB 11.6.1G (2), MCOB 11.6.5R (3) and (4), MCOB 11.6.18 R, MCOB 11.6.19 G, MCOB 11.6.20R (2) and MCOB 11.6.20R (9), MCOB 11.6.40 G to MCOB 11.6.59 G, MCOB 11.6.60R (2)(e), (3) and (4) and MCOB 11.7.3 R

What?

MCOB 11.4.3RRP

This chapter applies:

  1. (1)

    if a firm enters into a regulated mortgage contract or home purchase plan with a customer; or

  2. (2)

    if a firm varies an existing regulated mortgage contract or home purchase plan; and

throughout the term of any regulated mortgage contract or home purchase plan which a firm has entered into.