CRED Sch 6 Rules that can be waivedCRED Sch 6.1G01/12/2004 The rules made in CRED can be waived by the FSA under section 148 of the Act (Modification or waiver of rules). CRED includes guidance on rules made in other parts of the Handbook. Reference should be made to those parts of the Handbook concerning waiver of those rules.