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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

ANNEX X

Underlying exposures template – Add-on for non-performing exposures

FIELD CODE

FIELD NAME

FORMAT

Underlying exposures information section

NPEL1

Unique Identifier

{ALPHANUM-28}

NPEL2

Original Underlying Exposure Identifier

{ALPHANUM-1000}

NPEL3

New Underlying Exposure Identifier

{ALPHANUM-1000}

NPEL4

Original Obligor Identifier

{ALPHANUM-1000}

NPEL5

New Obligor Identifier

{ALPHANUM-1000}

NPEL6

Data Cut-Off Date

{DATEFORMAT}

NPEL7

In Receivership

{Y/N}

NPEL8

Date of Last Contact

{DATEFORMAT}

NPEL9

Deceased

{Y/N}

NPEL10

Legal status

{LIST}

NPEL11

Legal Procedure Type

{LIST}

NPEL12

Legal Procedure Name

{ALPHANUM-1000}

NPEL13

Legal Actions Completed

{ALPHANUM-1000}

NPEL14

Date of Entering Into Current Legal Process

{DATEFORMAT}

NPEL15

Date of Insolvency Practitioner Appointment

{DATEFORMAT}

NPEL16

Number of Current Judgements

{INTEGER-9999}

NPEL17

Number of Discharged Judgements

{INTEGER-9999}

NPEL18

Date of External Demand Issuance

{DATEFORMAT}

NPEL19

Date when Reservation of Rights Letter Was Issued

{DATEFORMAT}

NPEL20

Court Jurisdiction

{COUNTRYCODE_2}

NPEL21

Date of Obtaining Order for Possession

{DATEFORMAT}

NPEL22

Comments on Other Litigation Related Process

{ALPHANUM-1000}

NPEL23

Governing Law

{COUNTRYCODE_2}

NPEL24

Bespoke Repayment Description

{ALPHANUM-1000}

NPEL25

Start Date of Interest Only Period

{DATEFORMAT}

NPEL26

End Date of Interest Only Period

{DATEFORMAT}

NPEL27

Start Date of Current Fixed Interest Period

{DATEFORMAT}

NPEL28

End Date of Current Fixed Interest Period

{DATEFORMAT}

NPEL29

Current Reversion Interest Rate

{PERCENTAGE}

NPEL30

Last Payment Date

{DATEFORMAT}

NPEL31

Syndicated Portion

{PERCENTAGE}

NPEL32

MARP Entry

{DATEFORMAT}

NPEL33

MARP Status

{LIST}

NPEL34

External Collections Level

{Y/N}

NPEL35

Repayment Plan

{Y/N}

NPEL36

Forbearance Level

{Y/N}

NPEL37

Date of First Forbearance

{DATEFORMAT}

NPEL38

Number of Historical Forbearance

{INTEGER-9999}

NPEL39

Principal Forgiveness

{MONETARY}

NPEL40

Date of Principal Forgiveness

{DATEFORMAT}

NPEL41

End Date of Forbearance

{DATEFORMAT}

NPEL42

Repayment Amount Under Forbearance

{MONETARY}

Collateral-level information section

NPEC1

Unique Identifier

{ALPHANUM-28}

NPEC2

Underlying Exposure Identifier

{ALPHANUM-1000}

NPEC3

Original Collateral Identifier

{ALPHANUM-1000}

NPEC4

New Collateral Identifier

{ALPHANUM-1000}

NPEC5

VAT Payable

{PERCENTAGE}

NPEC6

Percentage Complete

{PERCENTAGE}

NPEC7

Enforcement Status

{Y/N}

NPEC8

Enforcement Status Third Parties

{Y/N}

NPEC9

Mortgage Amount Assigned

{MONETARY}

NPEC10

Higher Ranking Underlying Exposure

{MONETARY}

NPEC11

Enforcement Description

{ALPHANUM-1000}

NPEC12

Court Appraisal Amount

{MONETARY}

NPEC13

Date of Court Appraisal

{DATEFORMAT}

NPEC14

On Market Price

{MONETARY}

NPEC15

Offer Price

{MONETARY}

NPEC16

Prepare Property for Sale Date

{DATEFORMAT}

NPEC17

Property on Market Date

{DATEFORMAT}

NPEC18

On Market Offer Date

{DATEFORMAT}

NPEC19

Sale Agreed Date

{DATEFORMAT}

NPEC20

Contracted Date

{DATEFORMAT}

NPEC21

First Auction Date

{DATEFORMAT}

NPEC22

Court Auction Reserve Price for First Auction

{MONETARY}

NPEC23

Next Auction Date

{DATEFORMAT}

NPEC24

Court Auction Reserve Price for Next Auction

{MONETARY}

NPEC25

Last Auction Date

{DATEFORMAT}

NPEC26

Court Auction Reserve Price for Last Auction

{MONETARY}

NPEC27

Number of Failed Auctions

{INTEGER-9999}

Historical collections information section

NPEH1

Unique Identifier

{ALPHANUM-28}

NPEH2

Underlying Exposure Identifier

{ALPHANUM-1000}

NPEH[3-38]

Legal Unpaid Balance at month n

{MONETARY}

NPEH[39-74]

History of Past-Due Balances at month n

{MONETARY}

NPEH[75-110]

History of Repayments — Not from collateral sales at month n

{MONETARY}

NPEH[111-146]

History of Repayments — From collateral sales at month n

{MONETARY}