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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

ANNEX VII

Underlying exposures template – Credit card

FIELD CODE

FIELD NAME

FORMAT

Underlying exposures information section

CCDL1

Unique Identifier

{ALPHANUM-28}

CCDL2

Original Underlying Exposure Identifier

{ALPHANUM-1000}

CCDL3

New Underlying Exposure Identifier

{ALPHANUM-1000}

CCDL4

Original Obligor Identifier

{ALPHANUM-1000}

CCDL5

New Obligor Identifier

{ALPHANUM-1000}

CCDL6

Data Cut-Off Date

{DATEFORMAT}

CCDL7

Pool Addition Date

{DATEFORMAT}

CCDL8

Date Of Repurchase

{DATEFORMAT}

CCDL9

Geographic Region — Obligor

{NUTS}

CCDL10

Geographic Region Classification

{YEAR}

CCDL11

Employment Status

{LIST}

CCDL12

Credit Impaired Obligor

{Y/N}

CCDL13

Customer Type

{LIST}

CCDL14

Primary Income

{MONETARY}

CCDL15

Primary Income Type

{LIST}

CCDL16

Primary Income Currency

{CURRENCYCODE_3}

CCDL17

Primary Income Verification

{LIST}

CCDL18

Special Scheme

{ALPHANUM-10000}

CCDL19

Origination Date

{DATEFORMAT}

CCDL20

Origination Channel

{LIST}

CCDL21

Currency Denomination

{CURRENCYCODE_3}

CCDL22

Current Principal Balance

{MONETARY}

CCDL23

Total Credit Limit

{MONETARY}

CCDL24

Purchase Price

{PERCENTAGE}

CCDL25

Principal Grace Period End Date

{DATEFORMAT}

CCDL26

Scheduled Principal Payment Frequency

{LIST}

CCDL27

Scheduled Interest Payment Frequency

{LIST}

CCDL28

Payment Due

{MONETARY}

CCDL29

Current Interest Rate

{PERCENTAGE}

CCDL30

Current Interest Rate Index

{LIST}

CCDL31

Current Interest Rate Index Tenor

{LIST}

CCDL32

Number Of Payments Before Securitisation

{INTEGER-9999}

CCDL33

Date Of Restructuring

{DATEFORMAT}

CCDL34

Date Last In Arrears

{DATEFORMAT}

CCDL35

Number Of Days In Arrears

{INTEGER-9999}

CCDL36

Arrears Balance

{MONETARY}

CCDL37

Account Status

{LIST}

CCDL38

Reason for Default or Foreclosure

{LIST}

CCDL39

Default Amount

{MONETARY}

CCDL40

Default Date

{DATEFORMAT}

CCDL41

Cumulative Recoveries

{MONETARY}

CCDL42

Original Lender Name

{ALPHANUM-100}

CCDL43

Original Lender Legal Entity Identifier

{LEI}

CCDL44

Original Lender Establishment Country

{COUNTRYCODE_2}

CCDL45

Originator Name

{ALPHANUM-100}

CCDL46

Originator Legal Entity Identifier

{LEI}

CCDL47

Originator Establishment Country

{COUNTRYCODE_2}