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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

ANNEX VI

Underlying exposures template – Consumer

FIELD CODE

FIELD NAME

FORMAT

Underlying exposures information section

CMRL1

Unique Identifier

{ALPHANUM-28}

CMRL2

Original Underlying Exposure Identifier

{ALPHANUM-1000}

CMRL3

New Underlying Exposure Identifier

{ALPHANUM-1000}

CMRL4

Original Obligor Identifier

{ALPHANUM-1000}

CMRL5

New Obligor Identifier

{ALPHANUM-1000}

CMRL6

Data Cut-Off Date

{DATEFORMAT}

CMRL7

Pool Addition Date

{DATEFORMAT}

CMRL8

Date Of Repurchase

{DATEFORMAT}

CMRL9

Redemption Date

{DATEFORMAT}

CMRL10

Geographic Region - Obligor

{NUTS}

CMRL11

Geographic Region Classification

{YEAR}

CMRL12

Employment Status

{LIST}

CMRL13

Credit Impaired Obligor

{Y/N}

CMRL14

Customer Type

{LIST}

CMRL15

Primary Income

{MONETARY}

CMRL16

Primary Income Type

{LIST}

CMRL17

Primary Income Currency

{CURRENCYCODE_3}

CMRL18

Primary Income Verification

{LIST}

CMRL19

Secured By Salary/Pension Assignment

{Y/N}

CMRL20

Special Scheme

{ALPHANUM-10000}

CMRL21

Origination Date

{DATEFORMAT}

CMRL22

Maturity Date

{DATEFORMAT}

CMRL23

Original Term

{INTEGER-9999}

CMRL24

Origination Channel

{LIST}

CMRL25

Purpose

{LIST}

CMRL26

Currency Denomination

{CURRENCYCODE_3}

CMRL27

Original Principal Balance

{MONETARY}

CMRL28

Current Principal Balance

{MONETARY}

CMRL29

Total Credit Limit

{MONETARY}

CMRL30

Revolving End Date

{DATEFORMAT}

CMRL31

Purchase Price

{PERCENTAGE}

CMRL32

Amortisation Type

{LIST}

CMRL33

Principal Grace Period End Date

{DATEFORMAT}

CMRL34

Scheduled Principal Payment Frequency

{LIST}

CMRL35

Scheduled Interest Payment Frequency

{LIST}

CMRL36

Payment Due

{MONETARY}

CMRL37

Current Interest Rate

{PERCENTAGE}

CMRL38

Current Interest Rate Index

{LIST}

CMRL39

Current Interest Rate Index Tenor

{LIST}

CMRL40

Current Interest Rate Margin

{PERCENTAGE}

CMRL41

Interest Rate Reset Interval

{INTEGER-9999}

CMRL42

Interest Rate Cap

{PERCENTAGE}

CMRL43

Interest Rate Floor

{PERCENTAGE}

CMRL44

Number Of Payments Before Securitisation

{INTEGER-9999}

CMRL45

Percentage Of Prepayments Allowed Per Year

{PERCENTAGE}

CMRL46

Prepayment Lock-Out End Date

{DATEFORMAT}

CMRL47

Prepayment Fee

{MONETARY}

CMRL48

Prepayment Fee End Date

{DATEFORMAT}

CMRL49

Prepayment Date

{DATEFORMAT}

CMRL50

Cumulative Prepayments

{MONETARY}

CMRL51

Date Of Restructuring

{DATEFORMAT}

CMRL52

Date Last In Arrears

{DATEFORMAT}

CMRL53

Arrears Balance

{MONETARY}

CMRL54

Number Of Days In Arrears

{INTEGER-9999}

CMRL55

Account Status

{LIST}

CMRL56

Reason for Default or Foreclosure

{LIST}

CMRL57

Default Amount

{MONETARY}

CMRL58

Default Date

{DATEFORMAT}

CMRL59

Allocated Losses

{MONETARY}

CMRL60

Cumulative Recoveries

{MONETARY}

CMRL61

Deposit Amount

{MONETARY}

CMRL62

Original Lender Name

{ALPHANUM-100}

CMRL63

Original Lender Legal Entity Identifier

{LEI}

CMRL64

Original Lender Establishment Country

{COUNTRYCODE_2}

CMRL65

Originator Name

{ALPHANUM-100}

CMRL66

Originator Legal Entity Identifier

{LEI}

CMRL67

Originator Establishment Country

{COUNTRYCODE_2}

CMRL68

Energy Performance Certificate Value

{LIST}

CMRL69

Energy Performance Certificate Provider Name

{ALPHANUM-100}