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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

You are viewing the version of the document as on 2021-01-01.

Status: In this content, we have included all amendments made by EU exit-related instruments up to end September 2020. There will be more amendments to be made later this year, further to the September QCP.

Article 6 Headings and information thereunder

  1. (1)

    The sections of the insurance product information document shall have the following headings and the following information thereunder:

    1. (a)

      the information on the type of insurance referred to in Article 20(8)(a) of Directive (EU) 2016/97 shall be included under the heading "What is this type of insurance?", at the top of the document;

    2. (b)

      the information on the main risks insured referred to in Article 20(8)(b) of Directive (EU) 2016/97 shall be included under the heading "What is insured?". Each piece of information listed in this section shall be preceded by a green "tick" symbol;

    3. (c)

      the information on the insured sum referred to in Article 20(8)(b) of Directive (EU) 2016/97 shall be included under the heading "What is insured?";

    4. (d)

      the information on geographical scope, where applicable, referred to in Article 20(8)(b) of Directive (EU) 2016/97 shall be included under the heading "Where am I covered?". Each piece of information listed in this section shall be preceded by a blue "tick" symbol;

    5. (e)

      the information on a summary of the excluded risks referred to in Article 20(8)(b) of Directive (EU) 2016/97 shall be included under the heading "What is not insured?". Each piece of information in this section shall be preceded by a red "X" symbol;

    6. (f)

      the information on the main exclusions referred to in Article 20(8)(d) of Directive (EU) 2016/97 shall be included under the heading "Are there any restrictions on cover?". Each piece of information listed in this section shall be preceded by an orange exclamation mark symbol;

    7. (g)

      the information on the relevant obligations referred to in points (e), (f) and (g) of Article 20(8) of Directive (EU) 2016/97 shall be included under the heading "What are my obligations?";

    8. (h)

      the information on the means and duration of payment of premiums referred to in Article 20(8)(c) of Directive (EU) 2016/97 shall be included under the heading "When and how do I pay?";

    9. (i)

      the information on the term of the contract referred to in Article 20(8)(h) of Directive (EU) 2016/97 shall be included under the heading "When does the cover start and end?";

    10. (j)

      the information on the means of terminating the contract referred to in Article 20(8)(i) of Directive (EU) 2016/97 shall be included under the heading "How do I cancel the contract?".

  2. (2)

    The use of sub-headings is permitted, where necessary.