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CCA lender

    209has the same meaning as “creditor” under section 140C of the CCA which is, in summary:

      1. (a) a “creditor” is a person who provides the debtor with credit of any amount;
      1. (b) references to a “creditor” include:
        1. (i) a person to whom their rights and duties under the credit agreement have passed by assignment or operation of law;
        1. (ii) where two or more persons are the creditor to any one or more of those persons.