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credit information

    188(in accordance with regulation 2 of, and the Schedule to, the Small and Medium Sized Business (Credit Information) Regulations):

      1. (a) information relating to a loan made in sterling to the business, namely:
        1. (i) the start date of loan agreement;
        1. (ii) the date the loan is due to be fully repaid, has been fully repaid or enters default;
        1. (iii) the amount of the loan which is outstanding;
        1. (iv) the repayment period;
        1. (v) the repayment frequency;
        1. (vi) the full repayment amount;
        1. (vii) the number of missed payments; and
        1. (viii) details of any defaults and associated satisfactions;
      1. (b) information relating to a credit card account denominated in sterling and held in the name of the business, namely:
        1. (i) the start date of the facility;
        1. (ii) the date the facility closed (if applicable);
        1. (iii) any outstanding balance;
        1. (iv) the agreed credit limit;
        1. (v) the number of missed payments;
        1. (vi) the number of cash advances;
        1. (vii) the value of cash advances; and
        1. (viii) details of any defaults and associated satisfactions;
      1. (c) information relating to a current account denominated in sterling and held in the name of the business, namely the:
        1. (i) start date of the facility;
        1. (ii) date the facility closed (if applicable);
        1. (iii) current balance;
        1. (iv) minimum balance;
        1. (v) maximum balance;
        1. (vi) average balance;
        1. (vii) overdraft limit;
        1. (viii) total value of all payments into the account;
        1. (ix) total value of debits withdrawn from the account;
        1. (x) number of days in the month where the customer has exceeded its approved limit; and
        1. (xi) number of cheques or direct debts that have not been paid due to insufficient funds;
      1. (d) where any of the information described in the preceding paragraph is provided:
        1. (i) business type indicator (e.g. limited liability company or non-limited business);
        1. (ii) business name and address;
        1. (iii) company registration number (if applicable);
        1. (iv) telephone number; and
        1. (v) VAT number (if applicable).