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debt management firm

  1. 84(a) a firm which carries on the activities of debt counselling or debt adjusting, alone or together, with a view to an individual entering into a particular debt solution; or
  2. (b) a firm which carries on the activity of debt counselling where an associate carries on debt adjusting with the aim in (a) in view; or
  3. (c) a firm which carries on the activity of debt adjusting where an associate carries on debt counselling with the aim in (a) in view; and

in each case, other than a not-for-profit debt advice body.