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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

debt management firm

      1. 84(a) a firm which carries on the activities of debt counselling or debt adjusting, alone or together, with a view to an individual entering into a particular debt solution; or
      1. (b) a firm which carries on the activity of debt counselling where an associate carries on debt adjusting with the aim in (a) in view; or
      1. (c) a firm which carries on the activity of debt adjusting where an associate carries on debt counselling with the aim in (a) in view; and

    in each case, other than a not-for-profit debt advice body.