- (a) an approved credit institution; or
- (b) an approved financial institution; or
- (c) an approved investment firm; or
- (d) any person, provided that the loan:
- (i) is documented in a written agreement setting out the rate of interest and the amount of, and due dates for, repayments; and
- (ii) is fully secured by a mortgage or charge on permitted land and property that, if made to someone other than a body corporate, is not used wholly or mainly for domestic purposes.