combined initial disclosure document

63information about the breadth of advice,100 scope of advice or scope of basic advice and the nature and costs 100of the services offered by a firm in relation to two or more of the following:

1. (a) packaged products or, for basic advice, stakeholder products that are not a group personal pension scheme or a group stakeholder pension scheme (but only if a consultancy charge will be made);103 63
1. (b) non-investment insurance contracts; 63
1. (c) regulated mortgage contracts other than lifetime mortgages; 63
1. (d) home purchase plans; 63
1. (e) equity release transactions; 63

which contains the Key facts logo, headings and text in the order shown in, and in accordance with the notes in, COBS 6 Annex 2. 63