total charge for credit
9the total of the charges (determined as at the date of making the contract) specified in MCOB 10.3.3 R (2)(b)(i) as applying in relation to the secured lending but excluding the charges specified in MCOB 10.4.4 R.
9the total of the charges (determined as at the date of making the contract) specified in MCOB 10.3.3 R (2)(b)(i) as applying in relation to the secured lending but excluding the charges specified in MCOB 10.4.4 R.