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Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules. To see a full list of Handbook modules affected, please see Annex B to the main FCA transitional directions.

tied product

      1. 89(1) (other than where (2) applies) a product, other than linked borrowing or a linked deposit, that a customer is obliged to purchase through a mortgage lender or reversion provider as a condition of taking out a regulated mortgage contract or home reversion plan with that firm; or
      1. 89(2) (in relation to a customer of a P2P platform operator) a product, other than linked borrowing or a linked deposit, that a customer is obliged to purchase through a P2P platform operator as a condition of taking out a regulated mortgage contract or home reversion plan through that firm.