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restricted-use credit agreement

    14(in accordance with section 11 of the Consumer Credit Act 1974) an agreement:

      1. (a) to finance a transaction between the customer and the firm, whether forming part of that agreement or not;
      1. (b) to finance a transaction between the customer and a person (the 'supplier') other than the firm;
      1. (c) to refinance any existing indebtedness of the customer's, whether to the firm or another person.