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    20(in MCOB) the illustration of the costs and features of a regulated mortgage contract or home reversion plan47 which is required to be provided by MCOB 5 (Pre-application disclosure), MCOB 6 (Disclosure at the offer stage), MCOB 7 (Disclosure at start of contract and after sale) and MCOB 9 (Equity release47: product disclosure) and the template for which is set out:47

      1. 47(a) for a regulated mortgage contract other than a lifetime mortgage, at MCOB 5 Annex 1;
      1. 47(b) for a lifetime mortgage, at MCOB 9 Annex 1; and
      1. 47(c) for a home reversion plan, at MCOB 9 Annex 2.