Single Market Directives(a) the Banking Consolidation Directive;18(b) the Insurance Directives (within the meaning of paragraph 1 of Schedule 3 to the Act)49;18(ba) the Reinsurance Directive;88(c) 49 MiFID 49 ;18(d) the Insurance Mediation Directive; and18(e) 51349the UCITS Directive. 18