Reset to Today

To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

Content Options

Content Options

View Options

Alternative versions

PERG 6.2 Purpose of guidance


The purpose of this guidance is to set out:

  1. (1)

    at PERG 6.5 the general principles; and

  2. (2)

    at PERG 6.6 the range of specific factors;

that the FSA regards as relevant in deciding whether any arrangement is a contract of insurance.


This guidance includes (at PERG 6.7) a number of examples, showing how the factors have been applied to reach conclusions with respect to specific categories of business. Further examples may be published from time-to-time.