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FCA Handbook
MCOB
MCOB 10
MCOB 10 Annex 1 A guide to the substantively ident...

MCOB 10 Annex 1 A guide to the substantively identical provisions of MCOB 10 and the Consumer Credit (Total Charge for Credit) Regulations 1980

G31/10/2004

This annex is intended as a reference aid for firms familiar with the existing consumer credit legislation regarding the calculation of the APR. This chapter is drafted to be substantively identical to this legislation (the primary differences being the adoption of FSA handbook terminology and the substitution of different internal references). The table gives the appropriate cross-reference for requirements in this chapter and the Total Charge for Credit Regulations.

Substantively Identical Provisions
MCOB 10	Total Charge for Credit Regulations
10.3.1R and 10.3.1A R1	Regulation 7
10.3.3R	Regulation 2
10.3.4R	Regulation 6A
10.3.5R	Regulation 11
10.3.6R	Regulation 12
10.3.7R	Regulation 13
10.3.8R(3)	Regulation 14
10.3.9R	Regulation 15
10.3.10R	Regulation 15A
10.3.11R	Regulation 16
10.3.12R	Regulation 17
10.3.13R	Regulation 18
10.4.1R	Regulation 3
10.4.2R	Regulation 4
10.4.4R	Regulation 5