the different components;
where applicable, any way in which the risk or insurance coverage resulting from the agreement or package differs from that associated with the components taken separately; and
provide the customer with separate evidence of the costs and charges of each component.
[Note: articles 24(1) and (2) of the IDD]
a credit agreement as defined in point 3 of article 4 of the MCD which is:
a payment account as defined in regulation 2(1) of the Payment Accounts Regulations.
[Note: article 24(3) of the IDD]
1In addition to the rules in ICOBS 6A.3 firms should still comply with the other rules in ICOBS relating to the offer and sale of insurance products that form part of the package or agreement, such as those applying to price disclosure (ICOBS 6.1.13R), optional additional products (ICOBS 6A.2) and specifying the demands and needs of the customer (ICOBS 5.2.1R).
[Note: article 24(6) of the IDD]