A firm must notinitiate a non-written financial promotion communicated to a particular person outside the firm's premises, unless the person communicating it:
only does so at an appropriate time of the day;
identifies himself and the firm he represents at the outset and makes clear the purpose of the communication;
clarifies if the client would like to continue with or terminate the communication, and terminates the communication at any time that the client requests it; and
gives a contact point to any client with whom he arranges an appointment.