Latest News, Updates and Changes
CONC 5C.1 Application and purpose
This piece of Handbook content was changed by an instrument this month.
Effective Date: 6th April 2020
CONC 5C.1 Application and purpose
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CONC 5D.1 Purpose and application
This piece of Handbook content was changed by an instrument this month.
Effective Date: 18th December 2019
CONC 5D.1 Purpose and application
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CONC 5D.2 Obligation to identify and monitor repeat use of overdrafts
This piece of Handbook content was changed by an instrument this month.
Effective Date: 18th December 2019
CONC 5D.2 Obligation to identify and monitor repeat use of overdrafts
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CONC 5C.5 Interpretation
This piece of Handbook content was changed by an instrument this month.
Effective Date: 6th April 2020
CONC 5C.5 Interpretation
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CONC 5D.3 Interventions to be taken in the case of repeat users
This piece of Handbook content was changed by an instrument this month.
Effective Date: 18th December 2019
CONC 5D.3 Interventions to be taken in the case of repeat users
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CONC 5C.2 Charges for overdrafts to be interest rates
This piece of Handbook content was changed by an instrument this month.
Effective Date: 6th April 2020
CONC 5C.2 Charges for overdrafts to be interest rates
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CONC 5C.3 Interest rates for unarranged overdrafts to be no more than the interest rates for arranged overdrafts
This piece of Handbook content was changed by an instrument this month.
Effective Date: 6th April 2020
CONC 5C.3 Interest rates for unarranged overdrafts to be no more than the interest rates for arranged overdrafts
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P2P resolution manual
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
P2P resolution manual
180 the manual required by SYSC 4.1.8DBR .
P2P portfolio
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
P2P portfolio
180 a collection of agreements that consist wholly of P2P agreements or a combination of P2P agreements and non-P2P agreements facilitated by an operator of an electronic system in relation to lending…
risk management framework
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
risk management framework
194 the framework required by COBS 18.12.18R .
contingency fund policy
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
contingency fund policy
231 the policy required by COBS 18.12.35R .
target rate
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
target rate
87 the overall rate of return, however expressed, that an operator of an electronic system in relation to lending offers, in whatever manner, to aim to achieve for a lender using a P2P portfolio .
contingency fund
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
contingency fund
231 (in relation to an operator of an electronic system in relation to lending ) a fund, trust, body corporate , segregated account or any other arrangement used for the purpose of making payments to…
outcomes statement
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
outcomes statement
95 the statement required by COBS 18.12.21R .
credit risk assessment
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
credit risk assessment
231 the assessment required by COBS 18.12.5R .
COBS 18.12 Operating an electronic system in relation to lending
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th December 2019
COBS 18.12 Operating an electronic system in relation to lending
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Glossary pop-up: new feature
Publish Date: 16th April 2019
Glossary pop-up: new feature The pop up window that appears whenever an italicised glossary term is clicked on has been enhanced. The pop-up window now contains two tabs: Content - which contains the…
Brexit update
Publish Date: 29th March 2019
Brexit update Our final Handbook and Binding Technical Standards (BTS) instruments have now been made by the FCA Board and we have posted PDFs of each of these here . A number of the BTS instruments w…
Directory person
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th September 2019
Directory person
123 an individual who is: (1) an appointed representative Directory person ; (2) a certification employee ; (3) a non-SMF director Directory person ; or (4) a sole trader Directory person .
Directory
This piece of Handbook content was changed by an instrument this month.
Effective Date: 9th September 2019
Directory
123 the record of Directory persons which the FCA is (amongst other things) required to: (1) maintain under section 347(1) of the Act ; and (2) make available for public inspection in accordance with…
